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Personal Loans

Thank you for your interest in our consumer loan products. We offer a variety of loans such as Second Mortgage Loans, Home Equity Lines of Credit, Auto Loans, Savings and CD Secured Loans or Personal Loans. Contact a Loan Officer today to discuss ways to fullfill your borrowing needs.

Second Mortgage Loans

Designed for homeowners with established equity in their home. Funds can be used for property improvements or debt consolidation. A closed end mortgage secures the debt.

Home Equity Lines of Credit

Designed for homeowners with equity in their home. Funds can be used a variety of ways such as purchasing a car or recreational vehicle, paying for college, property improvements, debt consolidation or other personal needs.

Automobile Loan

Keep moving with an auto loan from Sturgis Bank & Trust Company. Our quick, local loan decisions can put you behind the wheel of a new or used automobile today. 

Savings and CD Loans

These types of loans are secured by the customer's deposit account at Sturgis Bank & Trust Company. The term of the loan is no longer than the maturity date of the associated CD. The loan amount is not greater than 90% of the deposit account balance.

Personal Loans

Sturgis Bank & Trust Company offers flexible personal loan options as another way to suit your needs.


Contact a Loan Officer to discuss which loan is right for you.

Time to Refinance?
Are you a homeowner with a mortgage and wondering if the time is right to refinance? Check with our lending experts to see if now's the right time!
Getting Ready To Apply For A Loan?
If you're ready to get an application started, but want to know what you'll need to have ready, just contact us and we'll be happy to get you started.
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