Sturgis Bank & Trust Company
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Personal Checking

Experience true convenience and banking simplicity with a personal checking account from Sturgis Bank & Trust Company. All of our accounts provide secure internet banking access and free internet bill payment, as well as access to our 24-hour phone banking system. You can also use our Visa® Check Card to make purchases anywhere Visa® is accepted. To see which account would be best for you, be sure to review our product grid below or Contact a Customer Service Representative to learn more…

Features Oak Interest
Checking
Homeowners Advantage
Checking
Free
Checking
This Account Is Perfect If: You are looking for an affordable account that pays you interest You want the convenience of making automatic payments to a SB&TC home equity loan or residential mortgage while earning interest on your checking An affordable, basic checking account with a lot of extra conveniences
Opening Deposit $1,000 $100 $50
Minimum Balance
to Avoid Service Fee
$1,000
 None Until Related
Loan Is Closed
None
Monthly Service Fee  $6.00 If Average Daily Balance Falls Below $1,000 $6.00 After Related
Loan Is Closed 
Free 
Interest - Check Rate Yes
Yes
No
Visa® Check Card* Free Free Free
Internet Banking and BillPay Free Free Free
Telebank Free Free Free
Overdraft Protection** Available Available Available
Direct Deposit Available Available Available
Learn More...
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*Non-proprietary ATM fees may apply
** Subject to credit approval

Rates and terms subject to change without notice