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Products & Services - Checking


Checking | Loans | Business Accounts | Savings Accounts | Certificate of Deposits | Other Services | Calculators | Oakleaf Financial Services | Trust Services


Free Checking | Oak Interest Checking | Homeowner’s Advantage Checking

Free Checking

  • $50 to open
  • No minimum balance
  • No monthly service fee
  • No transaction limitations
  • Check safekeeping required
  • Monthly statement provided

Oak Interest Checking

  • $1000 to open
  • Low $6 monthly charge if balance falls below $1000
  • Competitive interest--variable rate account:
    1st interest tier: $1,000 - $9,999.99
    2nd interest tier: $10,000 - $24,999.99
    3rd interest tier: $25,000 & above
  • Check safekeeping
  • Check imaging available
  • First 50 personalized checks FREE

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Homeowner’s Advantage Checking

  • $100 to open
  • Must have a mortgage or Home Equity Line of Credit with Sturgis Bank & Trust Company
  • Automatic Loan Payments required
  • Competitive interest--variable rate account:
    1st interest tier: $1,000 - $9,999.99
    2nd interest tier: $10,000 - $24,999.99
    3rd interest tier: $25,000 & above
  • No minimum balance
  • No monthly service fee
  • No transaction limitations
  • Check safekeeping
  • Free Oxford checks*

*One box per order. Cannot put value of Oxford checks toward purchase of another version.

When your mortgage or home equity line of credit is paid off, there will be a $6 monthly service charge on this account and there will be a charge for the Oxford checks.

With all of our checking accounts, enjoy FREE Telebank, FREE internet banking, FREE Online BillPay, FREE ATM card**, and a no annual fee VISA Checkcard***.

**fees for non-proprietary use may apply
***subject to credit approval

We also offer Statement Savings, Certificates of Deposit and Christmas Club Accounts!

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